Junior Credit Analyst (m/w/d)

Abteilung:

Corporate Lending Center

Berichtslinie:

Risk Manager Corporate Risk

Standort:

Germany, Potsdam

Mitarbeiterführung:

None

Position

Objectives &

Responsibilities

* Obtains relevant and key information needed to allow an appropriate level of analysis to  provide a solid credit/rating recommendation.

* Analyses existing and new applications quickly, efficiently and effectively, providing  expedient turnaround.

* Recognizes and correctly interprets signs of increasing risk.

* Provides appropriate recommendations that mitigate risks identified to approval  authorities.

* Ensures adequate security is in place.

* Supports the business in assessing business opportunities.

* Works as part of a team to ensure performance goals are met.

Qualifications &

Experience

* Economics/business studies at a university with an appropriate degree/certificate or  equivalent (Bachelor, Master).

* Experience gained in a wholesale department of a OVF branch or in comparable  departments (preferred)

Skills &

Knowledge

* Knowledge of commercial financial statements (including balance sheets, profit & loss  and cash flow statements) and knowledge and/or experience in using different  applicable analysis tools, methods and ratios.

* PC literate, especially MS Office (Word/Excel).

* Knowledge of International accounting standards

* Knowledge of corporate law

* Knowledge of the internal workings of a car dealership

* Knowledge of different types of commercial security

* Knowledge of forecasting techniques

* Knowledge of insolvency/conversion procedure

* Fluent English verbal and written

* Fluent German verbal and written