Risk Analyst

Posted 05 July 2024
Salary Up to £150000.00 per annum
LocationNew York
Job type Permanent
Discipline Risk
Contact NameConnor Nurse

Job description

Broadgate are partnered with an exciting Fintech Credit Card company who are looking for a Credit Risk Analyst to join during a period of growth.

They are based in New York but are open to individuals who are fully remote.


  • Serve as the primary resource for analytical risk-related tasks, with a focus on 90% credit and 10% on fraud, KYB, servicing, compliance, unit economics, and capital markets.
  • Collaborate with underwriting and risk operations to develop robust risk policies, dedicating about 70-80% of your time to analysis and credit policy creation, 20% to system improvements, and 0-10% to modeling (subject to change over time).
  • Identify gaps in risk systems independently, devise solutions, and drive their implementation to completion.
  • Partner with engineering and product teams to build a scalable risk management system.
  • Work with growth and customer experience teams to enhance the profitability of the portfolio and improve customer interactions with risk systems and controls.

Experience Required

  • Possess three or more years of experience in analytical roles, with at least one year focused on credit risk, and have a solid understanding of commercial credit.
  • Proficient in SQL (non-negotiable).
  • Have a growth mindset, consistently upgrading your skill set each year.
  • Tenacious and persistent in solving tough problems, demonstrating this trait in various aspects of your life.
  • Systems-oriented, with a preference for applying systems, logic, code, and automation to unsolved problems.
  • Understanding of risk modeling concepts and techniques.
  • Ability to transform your own data using DBT and write Python code when necessary.
  • Knowledge of financial accounting.
  • Experience communicating complex analysis to executives.
  • Background in best-in-class fintech, quantitative hedge funds, or financial institutions.
  • Understanding of e-commerce businesses and/or business credit cards.